After living in dorms for the first few semesters of college, it is normal for students to move off campus. When students do end up moving off campus, there can be a lot of fees that they were not ready for or even had no idea that they would be having to pay for. Sometimes, […]

Defining Long-Term Investments In order to differentiate long-term investing from gambling, we first have to cover some background on each. First, we’ll build a foundation on long-term investments. Most people know that long-term investing is critical for anyone who plans on retiring. Traditionally, an individual’s long-term investments have been managed by a bank or financial […]

Have you ever received a large sum of money and wondered what you should spend it on?  Maybe a particularly nice tax return, relief check, or inheritance? If this happened to you, did you take a moment to consider investing it for the future? I think most of us would have, even if just for […]

The 21st century has brought along many wonderful technological advancements.  Unfortunately, criminals various schemes to acquire your money will continue to evolve along with technology.  Keeping your hard-earned money safe is of upmost importance in this digital day and age.  Listed are some things you can do to keep your money safe: Set alert notifications on […]

What is credit and Interest? Credit is money that you borrow from a lender and then pay the lender back by a specific date. For example, if you borrow $10 from your mom, you are the b0rrower and your mom is the lender. Something lenders can also do is add interest to the money you borrow. […]

Debt/Borrowing It is normal for any college student to wind up in a situation where they have debt or are considering borrowing more money to pay for their school, living, or even car expenses. What helps is to know where to borrow, and how to make sure that the borrowing does not become too much […]